David P. Chisholm

Principal

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Dave is a Principal of Evolution Benefits Consulting (Evolution Benefits Consulting) and has over 18 years experience as a group benefit underwriter, consultant and carrier representative. Prior to forming Evolution Benefits Consulting, Dave worked for two national insurance carriers in various senior roles.  Dave formed Evolution Benefits Consulting to address a growing need to provide our clients with focus and expertise in their ancillary benefit portfolio.

Dave specializes in helping large employers design, implement, and control the cost of their group benefit programs. He has an in-depth knowledge of underwriting, plan design and the ancillary benefit marketplace. Dave has also been responsible for developing integrated disability and absence management products at both The Travelers and MetLife and is well versed in this emerging approach to disability management.  In addition to disability expertise, Dave spent a number of years working exclusively in the large employer dental, life, retiree and voluntary benefit marketplace enabling him to provide focused expertise to clients in these areas. Dave was also responsible for the creation of two ancillary benefit purchasing groups now serving over 30,000 employees. 

Dave has a B.S. in Economics from Villanova University. In addition, Dave has completed and taught various employee benefit training classes and regularly attends industry seminars.

Areas of Specialization

• Expert in large employer ancillary benefit programs
• Created purchasing group for life, disability, medical, Rx and worksite wellness programs for Pennsylvania Counties
• Design, development, and implementation of benefit strategies
• Advanced knowledge of integrated disability and absence management marketplace and contract intricacies
• Expert in addressing retiree life insurance programs for large employers
• Management, supervision, and participation in project teams and communication of analytic results to client’s management in both oral and written forms
• Review and analysis of carrier rate calculations to determine rate adequacy and competitiveness
• Use of prior carrier experience to deliver ancillary benefit focus and expertise to the large employer marketplace
• Extensive knowledge of ancillary benefit cost drivers, contracts and plan design
• Benchmarking design and cost to peer groups

Education & Certification

1. B.S., Economics, Villanova University, Villanova, PA
2. Unum 12 month disability training program
3. Currently holds all appropriate insurance licensing and training in compliance with all State of Pennsylvania insurance regulations and filing